WHAT YOU NEED TO KNOW WHEN BUYING A HOME

Are you going to need a down payment? Will you need a cosigner? How much money are you going to need to cover closing costs? Is your credit score high enough to qualify?

Whether you already have a home picked out, or if you’re just starting the process, we have compiled these simple tips to help you answer these questions.

1. Get Pre-qualified. Public Home Mortgage, Inc. will help you identify several important facets of your mortgage qualifications, including tailoring loans that meet your specific needs by matching your credit and income levels to loans that you can afford.

2. Have a Plan. Once you know where you stand as far as your qualifications, we will help you formulate short-term and long-term plans. We will give you tips on finding homes in your price range, offer financial advice to follow while looking for a home so your credentials don’t change, and we will help in the drafting of documents, like sales agreements, to make the process easy for you.

3. Work with Someone You Trust. It is our mission to keep you informed, and we explain every step of the process to you as we go. We try to do as much of the work for you as we can, too, including ordering the title insurance, inspections, and appraisals.

If you have any questions about what you have read here, or if you would like to discuss other facets of the mortgage process, please feel free to call us toll free 1-888-383-5363 or simply fill out the question box below. We will be glad to help you in any way we can. There is never any obligation, and there are no fees associated with simply answering your questions.